By creating an account, using the services, or accessing any content provided by Amwaly LLC ("Amwaly", "we", "our", or "us"), you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

You must be at least 18 years old to use Amwaly.

You must be at least 18 years old or the age of majority in your jurisdiction to use amwal's services. By using amwaly, you represent and warrant that you meet these eligibility requirements.

Amwaly provides a digital financial platform that allows users to:

• Store multi-currency balances (e.g., USD, LYD).

• Send and receive funds.

• Invest in cryptocurrency and stocks.

• Convert currencies instantly.

• Access virtual or physical payment cards.

• Perform peer-to-peer transactions and business payments.

Certain features may be restricted depending on your country of residence, citizenship, or regulatory status.

You must register for an account using a valid mobile number.

• You are responsible for maintaining the security of your account, including OTPs, passwords, and multi-factor authentication methods.

• You agree to provide accurate, complete, and updated information during registration and at all times.

Amwaly reserves the right to suspend or terminate accounts that violate these Terms or applicable laws.

To comply with anti-money laundering (AML) and counter-terrorist financing (CTF) regulations, we may require you to:

• Submit government-issued ID.

• Provide proof of address.

• Complete liveness checks or facial recognition.

• Verify source of funds.

Failure to complete KYC verification may result in account restrictions, suspension, or reporting to financial authorities.

All transactions on Amwaly are subject to approval and internal review.

• We may place limits on daily, weekly, or monthly transfers.

• rates are updated periodically and may include a spread or fee.

• You are solely responsible for ensuring recipient information is accurate.

• Transaction history may be made available via your dashboard.

We reserve the right to reverse or withhold any transaction suspected of fraud or abuse.

Investing in stocks and cryptocurrencies involves risk, including possible loss of capital. Amwaly does not guarantee any returns and is not a licensed financial advisor.

• We do not offer personalized investment advice.

• Regulatory status of investments may vary depending on your jurisdiction.

Amwaly may charge fees for certain services (e.g., currency conversion, card issuance).

• Fee schedules are available within the app and are subject to change with prior notice.

• Zero-fee offers may be promotional and time-limited.

You agree not to use the platform:

• For any unlawful, deceptive, or fraudulent activity.

• To impersonate another person or entity.

• To send or receive funds associated with illegal goods or services.

• To manipulate or bypass security or authentication measures.

• To harass, abuse, or harm any user or employee of Amwaly.

All content, branding, and software used by Amwaly are protected under applicable intellectual property laws. You may not copy, reproduce, or distribute any part of the Platform without prior written permission.

Amwaly may suspend or terminate your account at any time, with or without notice, if:

• You breach any clause in these Terms.

• We suspect illegal or fraudulent activity.

• Required by law enforcement or regulatory bodies.

Upon termination, your access to the platform and any remaining balance may be subject to additional verification or forfeiture.